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Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS),
National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer
service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). Code has eleven
characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future
use and last six characters represent branch. MICR Code: Magnetic Ink Character Recognition as printed on cheque book to
facilitate the processing of cheques.
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